Para Processing Free statement review
FreeStatement reviews for any business

Payments that keep more of every sale.

Para Processing puts businesses on modern POS systems with pricing that makes sense: transparent interchange plus, or dual pricing that lets card customers cover the fee.

No tiered pricingSetup handled for youAll 50 states

Runs on the payment systems businesses already know

CloverValor PayTechDejavooPAXIngenicoAuthorize.netNMIKORONA POS
Pricing

Two honest ways to pay less

No tiers, no "non-qualified" surprises. You get one of two transparent models, and we show you the numbers for both before you decide.

Typical today2.5–4%
Dual pricingNear 0%
Dual pricing

Card customers cover the card fee

Post a cash price and a card price. The card price covers processing, so your own fees drop close to zero. We program the terminal and set up your signs and receipts so it follows card brand rules.

Restaurants, bars, coffee shops, salons, auto repair

How dual pricing works
InterchangeAssessmentsOur markup
Interchange plus

The real card cost, plus one markup you can see

You pay what Visa and Mastercard charge for each card, plus one fixed markup written right on your statement. Debit and basic cards automatically cost you less.

Offices, retail, and anyone who wants one price for every customer

How interchange plus works
POS systems & tools

One setup for the counter, online and the back office

We match you with the system that fits how you sell, then connect the tools you run it with. Already have a POS you like? We'll check whether it works with your new pricing.

Point of sale

Full systems for restaurants, retail and service businesses, with menus, inventory and staff built in.

CloverOrder CounterKORONA POS

Card terminals

Countertop and wireless terminals that take tap, chip and swipe, with tips and receipts.

Valor PayTechDejavooIngenicoPAX

Online & virtual terminals

Take payments on your website, over the phone and by invoice, with no terminal needed.

Authorize.netNMIValor Gateway
Included toolsGift cards & loyaltyInvoicingRecurring billingFraud detectionOnline reporting portal
Free statement review

Your statement is hiding fees. We'll circle every one.

Tiered surcharges, PCI penalties, monthly minimums and quiet rate increases. Send one statement and we'll go through it line by line, show your true effective rate, and put your numbers side by side.

MONTHLY STATEMENTSample merchant
Qualified 1.79%$219.10
Non-qualified 3.49%$327.71
Per-item 1,140 × $0.25$285.00
PCI non-compliance$19.95
Monthly minimum$25.00
Effective rate 3.81%$1,084.02
Sample with made-up numbers.
Switching

We handle the switch, start to finish

You keep running your business. We take care of the paperwork, the equipment and the setup.

  1. Free reviewWe break down your current statement.
  2. ProposalYour numbers today next to interchange plus and dual pricing.
  3. ApplicationWe fill it out with you and submit it.
  4. SetupTerminal shipped and programmed. Staff trained.
  5. LiveYou're taking cards and keeping more of every sale.
Who we work with

Built for independent businesses

Restaurants & pizza

High card volume and thin margins. Dual pricing usually pays off fastest here.

Bars & coffee shops

Lots of small tickets and tips, with prices and receipts that stay clear at the counter.

Salons & barbershops

Service prices that are easy to post both ways, and a terminal that handles tips.

Auto repair

Big tickets mean big fees. A point saved on a $900 repair adds up quickly.

Retail & smoke shops

Dual pricing or interchange plus, depending on how your customers pay.

Convenience stores

Fast lines, lots of small sales and a POS that keeps up with inventory.

Dentists & offices

Interchange plus keeps one price for patients and clients and cuts the markup.

Online & phone orders

Online checkout, virtual terminals and invoices for card-not-present payments.

B2B & wholesale

Invoicing and recurring billing for business customers who pay on terms.

See what you could keep.

Send one statement. We'll show you every fee and exactly what you'd pay with Para. It's free.

Get my free statement review